Insurance
Health Insurance
All habitants in the Netherlands are obliged to have health insurance. The Dutch government determines a basic package but you may purchase an additional insurance for extra treatments. The nominal premium is around Є1,100 per year, to be paid directly to the health insurance company. For children under the age of 18 the standard insurance is free of charge. You are free to choose the health insurance company you wish. The Dutch government has introduced a Health Insurance State Benefits, a so-called care allowance (zorgtoeslag), which is based on your income. This allowance is arranged by the Tax Office.
Fire and theft Insurance
This kind of insurance protects your belongings against fire, storm and burglary. This insurance is not compulsory in The Netherlands, but most households do have this kind of insurance. The premium of your insurance depends on the chosen insurance package and its conditions for compensations.
Liability insurance
Liability insurance is common in the Netherlands, but not compulsory. This insurance covers you and your household members for caused damages you are liable for. This kind of insurance is not very expensive and may be even under Є100,- per year.
